P.O. Box 519, Morgantown, WV 26507     |     Phone: (304) 292-7933     |     Email: todd@jlawpllc.com


Debt Resolution and Creditor Violations
in West Virginia including Morgantown, Clarksburg, Fairmont, Kingwood, & Elkins


Johnson Law, PLLC strives to serve the complete legal needs of each of our clients by offering legal services across a broad range of debt relief and debt resolution solutions. In addition to bankruptcy, we practice in the following areas:

  • Debt Collection Litigation: Collection agencies have a tough job and sometimes cross the lines to try to make their job easier. These over-the-line collection activities should not go without consequences. Laws such as the Fair Debt Collection Practices Act (“FDCPA”) and the West Virginia Consumer Credit and Protection Act (“WVCCPA”) were enacted to help protect those who are being victimized and harassed by unscrupulous debt collectors.
  • Debt Negotiation and Settlement: Some people who are in debt cannot or do not want to file for bankruptcy. Johnson Law, PLLC has successfully negotiated substantial lump sum settlements for many past clients. Clients must be able to build up the necessary funds to make the lump sum payment(s). Clients should be aware that you often must report the amount you saved as income on your tax return. Of course, it is always financially beneficial to settle a debt than to pay it in full.